InsideLife / Guide / Earning money

Earning money

You start with ₦5,000. Here is how to turn it into rent money, then a car, then a business.

Where your money goes

Every payment lands in your wallet: your balance at the top right updates, and the Bank app lists it. End a shift and you see what you earned.

Danfo conductor

No car needed. You ride the danfo and collect the fares.

1. Open Jobs and tap Start next to Danfo conductor.
2. Find a danfo (or a coaster bus) and tap Ride. You stand at the door, as a conductor does.
3. When the danfo stops at a bus stop, you call the route and passengers come aboard.
4. Tap Collect fare (C) for each one.

Pay: ₦100 for the stop plus ₦30 for every fare you collect, up to 6 fares a stop. Busy hours bring more passengers. You call each stop once: the danfo has to move on to the next.

Delivery rider

Pick parcels up at shops and deliver them to real addresses across your district.

1. Open Jobs and tap Start next to Delivery rider.
2. Get moving. Any way works, but an okada is fastest: tap Drive next to one that has stopped, or buy your own in the Cars app.
3. The map leads you to the shop. The parcel is yours when you arrive.
4. The map then leads you to the customer's address. Arrive to deliver, and the next job comes.

Pay: ₦250 for each delivery plus ₦0.25 for every metre, so about ₦325 to ₦625. Deliver quickly for a 30% tip. Arrive too late and the customer cancels: no pay, and your reputation drops.

Reputation

Each job has its own reputation, from 0 to 100, starting at 50. Good work raises it, and it raises your pay: up to a quarter more at 100, a quarter less at 0. The Jobs app shows it.

Your own kiosk

Once you have ₦10,000 or more, open a kiosk in the Business app.

• Stand near a free spot on a busy street and open it. The first week's rent is ₦10,000.
• Buy stock at ₦120 a unit. Each unit sells for ₦200.
• Customers buy from 7 am to 9 pm while the rent is paid. Busy streets sell more. A kiosk with a player minding it sells more than an empty one.
• Sales go into the till. Tap Take takings to move them to your wallet.
• Other players can buy a snack at your kiosk, and that money goes into your till too.

You can also work at another player's kiosk for a daily wage: accept their offer in the Business app.

Other ways money comes in

• Another player sends you money from their Bank app.
• You sell a car or money to a player in the Trade app.
• You move out of a home and your caution fee comes back.

What things cost

Every day

	Without a home	With a home
Cost of living	₦800	₦500
Phone data	₦300	₦300
NEPA (electricity)	none	₦500

A day you cannot pay is skipped, but you lose energy.

Food

A meal at a mama-put stall is ₦1,500 (stand near the stall and tap Buy food). Cooking at home is ₦300.

Rent

You pay rent monthly. When you move in you also pay an agent fee and a caution fee, each a tenth of a year's rent; the caution comes back when you leave. A room starts at about ₦20,833 a month, around ₦70,833 to move in. Flats and duplexes cost more, most of all in Victoria Island, Ikoyi and Lekki.

Fuel and cars

Petrol is about ₦1,000 a litre and diesel ₦1,150, a little more in Victoria Island and Lekki, and each station sets its own price. Cars start at ₦100,000 for an old okada that does not always start; a used okada is ₦850,000 and a tokunbo saloon ₦9,000,000.